PDFAITools
Rent vs Buy Calculator
Compare the long-term financial cost of renting versus buying a home.
Renting
Buying
Buying becomes cheaper after
Renting remains cheaper over the entire tenure
Renting Costs
Total Rent Paid
Opportunity Cost
Total Cost
Buying Costs
Down Payment
Monthly EMI
Total Interest
Final Property Value
Net Cost (excl. appreciation)
* Maintenance assumed at 0.5% of property value/year. Opportunity cost = returns if down payment was invested instead.
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